PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Is mileage a factor when insurance companies decide whether a car is totaled?
How do car insurance companies decide whether a car is totaled or just needs repair? Does the number of miles on the car matter?
Jessica Bartolucci · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Thanks for the question!
Yes, mileage is a factor.
They then calculate whether the car is
totaled
by determining if the cost of the repairs plus the salvage value (how much the car can be sold for in its totaled state) is greater than the car’s actual cash value.If this is the case, then the car is declared totaled.
As you work with your insurance company to determine the outcome of your vehicle’s damage, you should also be aware that you will likely see an increase in your rates after an accident. If the rates are too high, try using
Jerry
to help you build a relationship with a new insurance company. Jerry compares rates from the top 50 providers and delivers the best deals to your phone in minutes.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
.jpg&w=64&q=75){kind=avatar}
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies