 on file. If you’re ever in doubt about whether you should call the police, it’s better to be safe than sorry. 

Should you file a claim with your insurance and the other driver becomes 

 after initially agreeing to settle things privately, it’s helpful to have a police report to help. Having the police there to officially document and record the situation will ultimately serve to help you if further complications arise from the car accident. 

 on your insurance plan to understand your options regarding repairs. If you have additional questions regarding coverages, 

 friendly agents are here to answer your questions and provide advice on the best coverage options. Jerry will review your policy and compare it with quotes from the top 50 providers to ensure you’re getting the best rate.

Jessica Bartolucci

Is it worth calling the police when you're involved in a minor fender bender?

When insurers are trying to determine your car’s 

 by determining if the cost of the repairs plus the salvage value (how much the car can be sold for in its totaled state) is 

If this is the case, then the car is declared totaled.

As you work with your insurance company to determine the outcome of your vehicle’s damage, you should also be aware that you will likely see an 

 in your rates after an accident. If the rates are too high, try using 

 to help you build a relationship with a new insurance company. Jerry compares rates from the top 50 providers and delivers the best deals to your phone in minutes.

Is mileage a factor when insurance companies decide whether a car is totaled?

“There are a number of penalties for driving 

. Depending on which state you are caught in and whether this is your first offense or not, you may face:

When you do finally try to obtain insurance, you can expect to see an 

 in the cost of your coverage for having not been covered and for the violation.

If you’re driving without insurance because of cost, know that there are ways to save money on insurance. Try  the 

 app. Jerry generates competitive quotes from 50 of the top providers and delivers the best deals to your phone in minutes.

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Jessica Bartolucci

Latest Answers by Jessica Bartolucci

Is it worth calling the police when you're involved in a minor fender bender?

Is mileage a factor when insurance companies decide whether a car is totaled?

What are the consequences for driving without insurance?

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