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Does home insurance cover volcano damage?
My daughter is considering moving to an area with volcanic activity. Will she be protected from volcano damage?
Alexah Grinnell · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
In order for volcano damage to be covered by
homeowners insurance
, eruptions would have to be listed as a named peril on the policy. Alternatively, there would have to be an open peril policy without any exclusion for volcano eruptions. Generally speaking, homeowners insurance rarely addresses volcanic eruptions overtly.
While eruptions may not be included in a policy, some related events like fire and fallen objects may be explicitly covered. This may provide some indirect protection from volcanoes.
If you want to look for more coverage for your daughter, have her sign up for the free
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