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Do car insurance carriers look at credit scores?
Do car insurance companies check out drivers' credit scores when deciding how much to charge for coverage?
Jessica Bartolucci · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Although most insurance companies check your credit history, they do not use your actual credit score. Instead they use a credit-based insurance score, which helps them to determine if you will file a lot of claims! These credit-based insurance scores are created by companies like LexisNexis and FICO.
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- Gregory R.
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