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Is Illinois a no-fault insurance state?
I have to move to Illinois for work, so I have to get a car. I’ve never had to deal with car insurance before, so I’m not sure if this will be obvious, but is insurance in Illinois no-fault?
Abbey Orzech · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Illinois is not a no-fault insurance state. Rather, Illinois is an at-fault insurance state with comparative negligence laws. That means that the amount of fault in an accident will be calculated. If one party is found with more than 50% responsibility, they will have to provide compensation for any damages.
Specifically, you can be compensated if you are found to be 49% or less responsible.
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