Dealing with property taxes is a necessary part of homeownership. However, with rates that vary by location and fluctuate with market swings, it can be difficult to determine your tax-related obligations.

To help you out, home and

car insurance

super app

Jerry

is breaking down everything you need to know about property taxes for your area. Continue reading to learn more about property tax in Montgomery County, one of

Alabama’s

most populated counties.

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* checking your rate won’t affect your credit score

Property tax 101

Here’s what you need to know if you’ve never paid property taxes before:

Local governments levy property taxes to fund public works and outreach programs (like law enforcement, education, fire safety, and libraries)

Most property taxes are imposed on real property, such as land, buildings, and houses.

A tax assessor in your area will allocate your property tax rate based on market values and local tax rates.

Property taxes are frequently revised in response to economic conditions and local budgets.

Property taxes are essentially how local governments collect revenue from those who live in their district to support their community.

MORE: How to deduct a car accident from your taxes

What is the property tax rate in Montgomery County?

The average tax rate in Montgomery County is 0.36% of assessed house values, which is slightly lower than the state average of 0.44%. You can expect to pay an average of $435 in property taxes per year based on average home costs.

You can see a complete summary of the proposed tax rates for 2022

here

How Montgomery County property taxes are determined

Montgomery County property is taxed at the county, school district, and city level.

Each year, the county's local governments establish a budget and levy taxes in accordance with it, with a county auditor setting the tax rate for every district.

The

local tax assessor

determines your property’s worth based on its fair market value. If you believe your property's value was determined wrongly, you can always appeal the assessment at the county office.

If you own your home and live there as your primary residence, you may be eligible for a

Homestead Market Value Exclusion

or other tax breaks under Alabama law.

What do Montgomery County property taxes pay for?

Montgomery County uses property tax money to fund a variety of services, including:

Recreational services

Protective services

Residential services like garbage pickup

Municipal infrastructure and property development or enhancement

Municipal employee salaries

Law enforcement and first responders

Local levies

General government services

If you are unhappy with how your property taxes are being spent or allocated, reach out to your local representative or attend council meetings to make your opinion heard!

MORE: Is car insurance tax deductible?

How to pay property taxes in Montgomery County

Montgomery County property taxes are payable on October 1 of each year. If this date falls on a holiday or weekend, your taxes will be payable the next business day.

Property tax payments in Montgomery County can be made

online

, which is thankfully the most convenient option.

You can also use e-check or credit card to pay Montgomery County property taxes at no additional charge.

How to save money on homeowners and car insurance in Alabama

Whether you call

Birmingham

Huntsville

, or

Montgomery

itself home, you can save money on home and car insurance using

Jerry

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When are property taxes due in Montgomery County?

Montgomery County property taxes are due on October 1 each year and will be considered delinquent after December 31.

How do I get my Alabama property tax statement?

Your property tax statement is available via the county website or the county treasurer in the county where the property is located.

Are property taxes high in Montgomery County?

Property taxes in Montgomery County average around $435 per year, significantly lower than both the state and national averages.

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