Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Alabama.

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Updated on Jan 29, 2025

R.E. Fulton

Expert Insurance Writer and Editor

Reviewed by Josh Damico, Head of Insurance Operations

Edited by Lina Zhang, Lisenced Insurance Agent

Learn more about our insurance review board

What's on this page?

How to find the cheapest car insurance in Birmingham
Best Car Insurance Companies in Birmingham
Best cheap car insurance quotes in Birmingham
Average cost of car insurance in Birmingham
Car insurance quotes in Birmingham by rating factors
How Do Different Factors Impact Your Car Insurance Costs in Birmingham?
Cheap car insurance quotes in Birmingham after driving violations
Cheap car insurance quotes in Birmingham by age
Cheap car insurance quotes in Birmingham based on insurance history
Cheap car insurance quotes in Birmingham for popular cars
How to lower car insurance costs in Birmingham
FAQ
Methodology
Meet our Experts

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How to find the cheapest car insurance in Birmingham

On average,

auto insurance

in Birmingham costs about $88 per month for minimum coverage liability insurance, and about $210 per month for full coverage insurance. In Birmingham drivers pay 15% less than the national average.

Smart car insurance shoppers in Birmingham, Alabama come to Jerry every month, because Jerry makes it easy for customers to

compare and buy car insurance quotes

. Below are some cheapest car insurance quotes Jerry found for our Birmingham customers.

Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Progressive	$199	Troy, 34 Zip: 35215	Lexus IS 250	• State Minimum Liability • Comp / Collision
Nationwide	$140	Jesse, 30 Zip: 35233	Honda Accord LX	• 50,000/100,000 Liability • Comp / Collision
Allstate	$184	Lizzie, 64 Zip: 35206	Lexus ES 350	• 100,000/300,000 Liability • Comp / Collision
Safeco	$196	Lottie, 45 Zip: 35222	Chevrolet Malibu LT	• 50,000/100,000 Liability • Comp / Collision
Mercury	$290	Jimmy, 26 Zip: 35235	Honda Civic LX	• 10,000/20,000 Liability • Comp / Collision

Last Updated Jan 29, 2025

Compare car insurance quotes now

Best Car Insurance Companies in Birmingham

There’s no “one-size-fits-all” policy when it comes to the best car insurance coverage—and there’s no “one-price-fits-all” either! Comparing car insurance quotes from different auto insurance companies is the best way to find the lowest rates in Alabama.

Besides price, you also need to consider factors such as claims handling and customer service.

To help drivers better compare the cheapest car insurance companies, Jerry conducted the largest insurance survey in the nation—and what we found surprised us.

The results: While big-name carriers like GEICO and State Farm got mixed reviews for policy cost and customer service, smaller insurers like Aspire Advantage and National General came through with the highest ratings from actual customers.

The table below shows how drivers in Birmingham rate different companies on a scale of 0 to 5.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Progressive	4.4	4	4.2	4.1
Safeco	4.3	3.7	N/A	4.3
Travelers	3.7	3.7	N/A	3.7
Geico	3.6	2.5	3.7	4
Allstate	3.5	3.5	N/A	3.5

Best cheap car insurance quotes in Birmingham

Alabama has a minimum liability insurance requirement, which is the minimal amount of car insurance you need to have in Birmingham and gives you the cheapest rate. But minimum liability often isn’t enough coverage: you should consider getting full coverage if you want to cover the repair or replacement costs for your own car.

Cheap minimum liability insurance quotes in Birmingham

In Alabama, every liability car insurance policy must meet the minimum requirements for coverage.

Your insurance provider must insure you for at least $25,000 of

bodily injury liability

per person, $50,000 of bodily injury liability per accident, and $25,000 of

property damage liability

coverage per accident.

No auto insurance company in Alabama will sell you a policy with lower coverage limits than that. It’s often referred to as the “25/50/25 rule”.

Here are some examples of Birmingham car owners that Jerry recently assisted with obtaining minimum liability coverage.

Progressive

Troy (34 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35215)

Lexus IS 250

$199

per month

Safeco

Jeremy (25 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35209)

Acura ILX Base Watch Plus

$86

per month

Nationwide

Bryan (31 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35208)

Lexus LS 460

$127

per month

Allstate

Gordon (33 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35213)

Infiniti G35

$74

per month

Gainsco

Vincent (72 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35207)

Mitsubishi Mirage ES

$121

per month

Do you need more than minimum coverage in Birmingham?

Most drivers in Birmingham need higher liability coverage than the 25/50/25 state minimum mandated by

Alabama car insurance laws

In an at-fault accident, you could be responsible for medical bills and vehicle repairs well over these minimum limits—especially if there are serious injuries. Additionally, if someone else’s car is totaled and you’re liable, the cost to replace it could quite possibly be more than $40,000—which is well beyond that $25,000 minimum.

For better financial protection: Consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car.

Cheap full coverage car insurance quotes in Birmingham

Full coverage car insurance

is the only way to protect yourself from costs associated with repairing or replacing your car.

Full coverage includes comprehensive and collision coverage:

Collision coverage

covers the cost of fixing or replacing your car after an accident.

Comprehensive coverage

pays out if your car is stolen or damaged by something other than a collision, such as vandalism, theft, or natural disasters.

Keep in mind: If you have a loan on the car, your lender will typically require collision and comprehensive coverage.

On top of a full-coverage policy, you can purchase

uninsured motorist coverage

to guard against uncovered injuries or damage in an accident caused by a driver without car insurance.

Take a look at these recent examples of cheapest Birmingham full coverage quotes that Jerry’s agents helped our customers obtain.

Insurance Coverage	Insurance Company	Premium (monthly)	Customer	Car
• State Minimum Liability • Comp / Collision	Progressive	$199	Troy, 34 Zip: 35215	Lexus IS 250
• 100,000/300,000 Liability • Comp / Collision	Allstate	$184	Lizzie, 64 Zip: 35206	Lexus ES 350
• 50,000/100,000 Liability • Comp / Collision	Safeco	$196	Lottie, 45 Zip: 35222	Chevrolet Malibu LT
• 50,000/100,000 Liability • Comp / Collision	Nationwide	$140	Jesse, 30 Zip: 35233	Honda Accord LX
• State Minimum Liability • Comp / Collision	Gainsco	$194	Keith, 63 Zip: 35226	Lexus LS 460L

Last Updated Jan 29, 2025

The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.

Jerry,

a top insurance agency

, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.

Average cost of car insurance in Birmingham

By helping lots of drivers in Birmingham find car insurance, we found that the average cost for minimum liability coverage is $88 per month or $1,056 per year. The average cost for full coverage insurance in Birmingham is $210 per month or $2,520 per year.

Insurance coverage	Average insurance cost (monthly)	Average insurance cost (yearly)
State minimum coverage	$78	$938
Full coverage	$192	$2,303

While average insurance rates can help you predict your own insurance costs, it's important to note that each driver's insurance premium is calculated based on many factors such as the type of car, driving record, claims history, and demographics.

Based on our experience working with drivers in Birmingham, we've observed that insurance premiums for minimum liability coverage start at around $88 per month, while full coverage policies start at about $210 per month. Based on each driver’s situation, the costs can go up to several hundred dollars per month.

Average cost of car insurance in Birmingham by zip code

Even within the same city, car insurance rates can still vary based on where you live. Neighborhoods that have a greater incidence of auto theft, car accidents, and other situations that can lead to insurance claims will be flagged as “high-risk.” Drivers living in these neighborhoods tend to pay more than people in other areas of the city.

Zip Code	Average State Minimum Coverage Rate	Average Full Coverage Rate
35203	$55	$150
35204	$89	$206
35205	$79	$149
35206	$49	$261
35207	$93	$140
35208	$94	$196
35209	$87	$195
35211	$50	$202
35212	$87	$186
35214	$52	$149
35215	$78	$187
35216	$64	$141
35217	$90	$126
35218	$80	$147
35222	$70	$182
35224	$54	$207
35228	$115	$206
35235	$82	$144
35242	$77	$163
35244	$63	$144

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Car insurance quotes in Birmingham by rating factors

Insurance companies in Birmingham use many rating factors when

deciding your auto insurance premium

Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets.

Your age: Drivers younger than 25 years old will pay higher insurance rates as insurance companies consider young drivers a higher risk due to limited driving experience.

The type of car you drive: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.

Where you keep your car: Rates are likely higher if you regularly park your car in a neighborhood with a higher incidence of auto insurance claims.

How Do Different Factors Impact Your Car Insurance Costs in Birmingham?

Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.

Prohibited (or effectively prohibited): Alabama currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more about the car insurance rating factors in Birmingham:

Cheap car insurance quotes in Birmingham after driving violations

Your

Alabama driving history

impacts your auto insurance quotes. If insurance companies notice a history of violations, they’ll see you as a higher risk and charge a steeper rate.

Some common violations that could increase your insurance rates include:

Speeding

DUIs

At fault accident

Reckless driving

Driving on a suspended license

Cheapest car insurance in Birmingham after speeding ticket

In Birmingham, a speeding ticket could increase your car insurance. Jerry is proud to help drivers with varying speeding tickets save on car insurance.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 11-15	National General	$397	Eliza, 34 Zip: 35212	Dodge Charger R/T	• State Minimum Liability • Comp / Collision
Speeding 16-20	Progressive	$167	Louis, 24 Zip: 35211	Jeep Renegade Latitude	• State Minimum Liability
Speeding 21+	National General	$88	Frederick, 25 Zip: 35203	Honda Civic LX	• State Minimum Liability

Last Updated Jan 26, 2025

Cheapest car insurance in Birmingham after DUI

In Birmingham,

a DUI violation

can increase your insurance rate.

If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another. You may need to compare rates from many insurance companies to find low-cost options after a DUI.

Jerry has helped many Birmingham drivers obtain affordable auto insurance rates after a DUI.

National General

Sophia (25 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35201)

Lexus IS 250

$81

per month

Dairyland

David (34 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Birmingham, AL
(Zip Code: 35242)

Nissan Sentra S

$247

per month

Cheapest car insurance in Birmingham after an at-fault accident

One of the most important factors affecting car insurance rates is your car accident or claim history. For Birmingham drivers, car accidents could result in an average rate increase of.

Alabama is an at-fault state. If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Birmingham drivers save on car insurance after accidents.

Accident Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
At Fault With Injury	Progressive	$133	Terry, 37 Zip: 35208	Hyundai Sonata SEL	• State Minimum Liability
At Fault With No Injury	Nationwide	$63	Dollie, 44 Zip: 35215	Ford Crown Victoria LX	• 50,000/100,000 Liability
Not At Fault	Travelers	$89	Brett, 39 Zip: 35209	BMW 328 XI Sulev	• 50,000/100,000 Liability • Comp / Collision
	Safeco	$194	Dominic, 34 Zip: 35215	Lexus IS 250	• State Minimum Liability • Comp / Collision

Last Updated Jan 28, 2025

Cheapest car insurance in Birmingham after other driving violations

In addition to speeding tickets and DUIs, other violations such as

reckless driving

and driving on a suspended license can also cause your car insurance costs to increase in Birmingham.

We’ve compiled a list of various other driving violations and how we helped drivers with these violations save on their car insurance.

Violation	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Defective Equipment	National General	$136	Leona, 23 Zip: 35221	Chevrolet Camaro LS	• State Minimum Liability
Failure to Obey Signal	Progressive	$67	Ollie, 29 Zip: 35205	Honda Civic LX	• State Minimum Liability • Comp / Collision
Careless Driving	Clearcover	$163	Kevin, 27 Zip: 35207	Honda Accord EXL	• State Minimum Liability • Comp / Collision
Driving on Sus. License	State Auto	$123	Nicholas, 43 Zip: 35217	Ford Fusion SE	• State Minimum Liability • Comp / Collision
Failure to Obey Signal	Safeco	$84	Katharine, 43 Zip: 35203	Volvo XC90 3.2	• 100,000/300,000 Liability • Comp / Collision
Improper Passing	Progressive	$390	Marguerite, 22 Zip: 35217	Infiniti Q50	• State Minimum Liability • Comp / Collision

Last Updated Jan 26, 2025

Cheap car insurance quotes in Birmingham by age

Young drivers pay very high insurance rates due to limited driving experience. As young people turn 25, their insurance rates can drop. Car insurance costs often start rising again at the age of 75.

Cheapest car insurance in Birmingham for young drivers

Teen drivers

aged 16 to 19 pay the highest insurance rates out of any age group in Birmingham. For teen car owners who drive newer cars, full coverage would afford better financial protection, as teens are more likely to get into accidents—and staying on a parent’s policy is the best way to keep rates low.

Progressive

Rena (24 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35205)

Nissan Kicks SR

$107

per month

Safeco

Georgie (23 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35235)

Chevrolet Malibu LT

$272

per month

Bristol West

Randall (23 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35209)

KIA Optima LX

$136

per month

Gainsco

Hilda (23 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35209)

Ford Focus SE

$131

per month

National General

Mayme (24 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35215)

Hyundai Elantra GLS

$97

per month

Cheapest car insurance in Birmingham for senior drivers

Car insurance rates start to rise once you get into your mid-70s.

Car insurance rates for seniors

tend to be higher due to several reasons. Older drivers are more susceptible to being involved in accidents and more prone to severe injuries in the event of a collision, leading to significant medical expenses and increased costs for insurance providers.

Progressive

Elizabeth (66 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35235)

Buick Encore GX Select

$93

per month

Safeco

Gordon (68 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Birmingham, AL
(Zip Code: 35242)

GMC Acadia SLT-2

$66

per month

National General

Johanna (65 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35217)

Dodge Grand Caravan SXT

$155

per month

Gainsco

Vincent (72 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35207)

Mitsubishi Mirage ES

$121

per month

Clearcover

Belle (72 years old)

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35208)

Nissan Murano S

$89

per month

Over 3,500,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

I love actually being able to afford insurance every month and not having to worry about it.

Michele

Just signed up and it was easy. No complaints so far!

Jenny

Great!

Beatrice

So far so good, haven't had any issues!

Annasette

Cheap car insurance quotes in Birmingham based on insurance history

An important factor in your car insurance rates is your insurance history—i.e., whether you are currently insured or not.

Any lapse in your insurance coverage

usually leads to an increase in car insurance rates.

To help our customers make insurance payments on time and to avoid a lapse in coverage, Jerry sends payment reminders to eligible customers when a payment is coming up or if they’re late on their payments.

We have helped many customers who are currently not insured or have had a lapse in coverage find savings on a new auto insurance policy.

Progressive

Jeffery (34 years old)

Currently Insured

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35215)

Lexus IS 250

$199

per month

Travelers

Wesley (39 years old)

Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Birmingham, AL
(Zip Code: 35209)

BMW 328 XI Sulev

$89

per month

Nationwide

Harriet (30 years old)

Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Birmingham, AL
(Zip Code: 35233)

Honda Accord LX

$140

per month

Safeco

Dominic (34 years old)

Currently Insured

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35215)

Lexus IS 250

$194

per month

State Auto

Rosetta (34 years old)

Currently Insured

Coverage

State Minimum

Birmingham, AL
(Zip Code: 35205)

Chevrolet Malibu 2LT

$122

per month

Cheap car insurance quotes in for drivers with poor credit

drivers with poor credit scores often face higher insurance costs compared to those with healthier credit ratings. Even though

credit scores

don’t directly affect how well you drive, insurance companies have observed a relationship between low credit and an increased frequency to file claims.

Generally, drivers with great credit scores (over 750) will pay approximately 20% less on car insurance compared to individuals with poorer scores (below 550).

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
> 750	Progressive	$147	Mario, 27 Zip: 35209	Honda Accord Hybrid EXL	• 100,000/300,000 Liability • Comp / Collision
660 - 750	Safeco	$194	Lora, 34 Zip: 35215	Lexus IS 250	• State Minimum Liability • Comp / Collision
660 - 750	Allstate	$184	Franklin, 64 Zip: 35206	Lexus ES 350	• 100,000/300,000 Liability • Comp / Collision
550 - 659	Gainsco	$145	Bessie, 33 Zip: 35206	Buick Lacrosse	• State Minimum Liability
< 550	Clearcover	$77	Joshua, 42 Zip: 35218	Ford F-150 Supercrew	• State Minimum Liability

Last Updated Jan 29, 2025

Cheap car insurance quotes in Birmingham for popular cars

The type of car you drive is a major rating factor in car insurance premiums. Costs associated with the type of car include the cost of repairs or replacements, likelihood of theft, and the overall safety record of the vehicle.

Popular car models in Birmingham include:

MORE:

How to get car insurance before buying a car

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Lexus IS 250	Progressive	$199	Jeffery, 34 Zip: 35215	• State Minimum Liability • Comp / Collision

Last Updated Jan 29, 2025

Cheapest car insurance in Birmingham for new vs. old car

A new car is typically more expensive to insure than an older car. We have found that the average insurance cost for a car older than 10 years is $115per month in Birmingham. The average cost for insuring a car less than four years old goes up to $100 per month.

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How to lower car insurance costs in Birmingham

1. Shop around and compare quotes

Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months.

Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!

Compare car insurance quotes now

2. Hunt for car insurance discounts

Every insurance company offers

a set of discounts

, but the exact discount offered varies by company. Some common discounts include:

Good driver discounts. Keeping a clean driving record and/or going a certain number of years without an at-fault accident could help you qualify for a discount from your provider.

Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up

Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.

Bundling discounts.

Bundle your home and auto insurance

(or auto and renters) with the same company, and you could get a discount on both policies.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

MORE:

How to choose a car insurance deductible

Learn more:

11 Ways to lower car insurance

FAQ

How much is car insurance in Birmingham?

People living in Birmingham pay on average $88 per month – or $1,056 per year – on state-minimum liability coverage. Full coverage in Birmingham costs on average $88 per month of $2,520 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the cheapest car insurance in Birmingham?

Based on thousands of Birmingham drivers Jerry has worked with, car insurance in Birmingham costs an average of $88 per month for state-minimum coverage and $210 per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the best car insurance in Birmingham?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.

Clear Cover

, Embark General, and

Liberty Mutual

receive good ratings from Birmingham drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

What is the minimum car insurance in Birmingham, Alabama?

The state-minimum car insurance in Birmingham, Alabama is $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 for damage to property. These coverages are commonly referred to as {25/50/25} coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

R.E. Fulton

Expert Insurance Writer and Editor

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

15 Years Working in Insurance

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to Jerry’s rapid growth.

Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. Before founding YourMechanic, Lina served as an intellectual property attorney at Morrison & Foerster LLP and a postdoctoral biomedical researcher at Stanford University.

Lina is a member of the State Bar of California, and a licensed property and casualty insurance broker in all 50 states and Washington, D.C.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s Vice President Insurance Operations and a licensed insurance professional with 18 years of experience in the industry. Previously, Josh worked for 14 years at GEICO, most recently as Director of Insurance Sales, Service, and Underwriting in the Buffalo, New York region, where he doubled the size of the team to 950+ licensed associates. Josh Damico is a licensed insurance agent in 48 states. Josh has appeared on news channels like FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.