Nissan Sentra SV Lease
You can lease a Nissan Sentra SV for as little as $318 per month.
Written by Sarah Gray
Reviewed by Jessica Barrett
Leasing a Nissan Sentra SV for 36 months can cost from $318 to $469 per month, depending on your credit score and the added features and price you negotiate.
The Nissan Sentra SV is a great choice for day-to-day dependability and shockingly good looks for its segment. While it’s a great option for financing, if you’re just looking for a first car or you like to change things up a bit every few years, a lease may be more your speed.
Leasing does come with more restrictions than financing, but it also comes with the added freedom of a generally lower monthly payment and the chance to hop into a new car every few years.
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If you’re looking at leasing a Nissan Sentra SV, your #1-rated
car insurance
app, Jerry
, has everything you need to know in this guide. Read on to learn how leases work, what you can expect to pay to lease a Nissan Sentra SV, and what the lease-end process will look like—plus, how you can save on your Nissan Sentra SV insurance costs
!How to lease a Nissan Sentra SV
While there’s a lot of paperwork involved in any lease, leasing a car is really a pretty straightforward process. But before you run down to your nearest dealer, there are a few things you need to get straight about your finances.
Here’s a list of the things you need to know before you start the lease process:
- Your credit score: Generally speaking, you need a score in about the 700 range to get a really good deal on a vehicle lease, but anything over 650 will put you in a good position. If your score is under 600, you’ll either be subject to much higher monthly payments, or you won’t get approved for your lease at all.
- Your Payment to Income Ratio (PTI): As part of the leasing process, your lender will calculate your PTI, which is the percentage of your monthly income that your monthly lease payment will cost you. Shoot for a PTI between 10% and 15%. That means if you make $3,500 per month, you should aim for a monthly payment between $350 and $525.
- Your down payment: Most leases require upfront cash, but down payments are a good idea in general since they lead to lower monthly payments. With the various fees and cash due at signing associated with leases, you’ll need to be able to bring at least a couple thousand dollars to the table.
- Your annual mileage: If you drive a lot, a lease is probably not going to be for you. Nissan Sentra SVs, like most vehicles, can be leased with annual mileage limits of 10,000, 12,000, or 15,000 miles. If you drive more than your limit in a year, you’ll be subject to some pretty steep overage fees at lease-end.
Now that you’ve calculated your finances, you know exactly what you can afford, and you’re in a great position to negotiate the best deal for you. In other words, you’re ready to head to your local Nissan dealership to see what
lease offers
they have available.The final step: shop for insurance
Having the right car insurance is important whether you lease or buy, but when you’re leasing, you’ll need to be sure you carry
full coverage insurance
for the duration of the lease. Full coverage insurance is a bit more expensive than liability insurance alone, but Jerry can help you find the best rates, and fast! Just download the Jerry app, answer a few questions, and within two minutes, you’ll have personalized quotes generated from a cross-comparison of offers from over 50 of the nation’s top providers.
How much does a Nissan Sentra SV lease cost?
Leasing a Nissan Sentra SV will cost you, depending on your credit score, from around $318 to $469 per month.
Every lessee’s average payment will be different, though, as it depends on a lot of different factors. As you shop for your Sentra SV, you’ll be looking at more than just the car—you’ll be considering extra features as well.
These negotiable items along with your individual credit score, lease term, mileage limit, and your down payment will all play a role in determining your monthly payment. Plus, we haven’t even taken dealer specials and incentives into consideration yet.
Since you’ve already selected the SV trim level, your biggest factor to consider when determining your lease payment will be the features and options you choose to add. If you’re looking for something to get back and forth in, stick with standard equipment only since adding features will increase your monthly payments.
Since we already know the average monthly payment range, let’s look at potential upfront costs associated with leasing your Nissan Sentra SV. Assuming your monthly payment falls right in the middle of the average, we’ll place it at $371, but you’ll be paying more than that to drive it off the lot. Your upfront costs will include:
Cost | Amount |
|---|---|
First month’s payment | $371 |
Down payment | $2,588 |
Security deposit | $0 |
Acquisition fee | $650 |
All told, you’ll have $3,609 due at signing. This figure doesn’t include taxes or dealer incentives that could be included in your lease.
Services included in a Nissan Sentra SV lease
As with most leases, a Nissan lease does not include
routine or scheduled maintenance
on your vehicle. That means you’ll be responsible not only for keeping your car insured but also for everything from oil changes to tire rotations.Nissan does offer several tiers of
prepaid maintenance plans
, though, from the most basic, which covers oil changes only (no filter changes), to the most inclusive that not only covers routine oil changes but also includes car rental allowance and multi-point inspections.In addition to maintenance plans, Nissan also offers
Lease Wear and Tear Protection
that covers up to $5,000 of excess wear and tear caused by:- Dings, dents, scratches, and chipped paint
- Stains, burns, and carpet/upholstery tears
- Tire and wheel wear/damage
- Chipped/cracked glass
- Missing parts, owner’s manual, keys, etc. ($100 or less)
Key Takeaway Don’t forget to include routine maintenance in your car lease budget.
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What to do when your Nissan Sentra SV lease is up
You have three basic options at the end of your Nissan lease. You can:
- Return your car and lease any new model Nissan
- Return your Nissan Sentra SV
- Buy your Nissan Sentra SV
How to return a leased Nissan Sentra SV
Some things just weren’t meant to last, so if you choose to return your Nissan or buy a new one, we understand. Nissan understands, too, which is why they’ve created a simple three-step process for returning your leased Sentra SV:
- Make any necessary repairs to avoid excess wear costs.
- Schedule your vehicle-return appointment with an authorized Nissan dealership.
If applicable, you’ll receive a lease-end statement outlining excess wear expenses still due within six weeks of vehicle turn-in. This statement will include your lease-end disposition fee of $395. If you choose to lease or buy another Nissan, though, this fee will be waived.
How to purchase a leased Nissan Sentra SV
It’s hard to drive a vehicle for any length of time without becoming at least a little attached, so Nissan has also made the process of buying your leased Sentra SV a simple one.
All you have to do is call Nissan Finance at 1-800-778-4211 to request a payoff quote.
How to find the best car insurance for a Nissan Sentra SV lease
Jerry is a licensed broker app that takes care of the hard work of shopping for the lowest quotes from top insurance providers for you. All you have to do is answer a few questions, and Jerry will find your current insurance information and use it to find other insurance options customized just for you.
Jerry is about more than just finding you savings at the beginning of your relationship though. Instead, Jerry keeps the savings coming by cross-checking carriers and providing you with new money-saving quotes each time your insurance is up for renewal.
That’s why Jerry is the #1-rated
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