A rebuilt title in Massachusetts is relatively easy to get. You’ll have to get your car to pass an inspection, get it titled, and pay a fee to the Massachusetts DMV (RMV).
Most totaled cars go to the junkyard. Insurance companies generally write these off and the salvage yard will harvest any usable parts before sending it to the car crusher. A rebuilt title is a totaled car’s second chance.
In order to rebuild your totaled car or purchase a car with a salvaged title in Massachusetts, you’re going to need a rebuilt title before you can take it on the road. Jerry
, the trustworthy insurance comparison app
that saves drivers money on car insurance
, is ready to help you navigate the process of getting a rebuilt title in Massachusetts. We’ll cover what a rebuilt title is, when it’s required, what you have to do to get one, and how to find the best Massachusetts car insurance cost
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What is a rebuilt title?
A rebuilt title
is a guarantee that a car is safe to drive after an insurance company has declared it a total loss. Rebuilt titles in Massachusetts come from salvage titles, which mean the car is totaled and unsafe to drive, but has the potential to be safely repaired. If you or a mechanic make the necessary repairs, a salvage title can be removed
. Does my car need a rebuilt title?
It’s possible to sell a car with a salvage rebuilt title, but it is difficult. A once-totaled car will be easier to sell—and safe to drive—with a rebuilt title. Experts generally advise buyers not to purchase
cars with salvage titles. Rebuilt titles don’t eliminate any history of damage or risk, but they mean a licensed inspector has certified the car has been completely repaired and is now safe to drive. Rebuilt titles are necessary for safely and legally driving cars that were previously salvaged.
MORE: How to insure a car with a salvage title
How to get a rebuilt title in Massachusetts
It’s pretty simple to get a rebuilt title in Massachusetts. You’ll need to go to the RMV in person, pay a $75 fee, and bring the necessary documents with you.
Apply for the salvage title
There are four types of titles for cars deemed salvage in Massachusetts. The title you need to obtain a rebuilt title is a salvage repairable title. The insurance company or owner must apply for this title after a vehicle has been declared a total loss.
A salvage repairable title means that despite the total loss, it is possible for the car to be repaired to meet 100% of the safety standards.
Make the necessary repairs to your vehicle
When you’ve got your salvage repairable title in hand, you or a licensed mechanic can start repairing the vehicle. After the repairs are completed, your car will need to pass an inspection. Apply for the inspection through the RMV and pay the $50 fee.
Essential documents for a rebuilt Massachusetts title
You will need to apply for a rebuilt title in person at a RMV service center
and bring the following documents: Current salvage repairable title
Current registration, if applicable
The RMV will process your application and send you the rebuilt title by mail.
How long does a rebuilt title take in Massachusetts?
The processing time for a rebuilt title in Massachusetts takes 4 to 6 weeks.
Finding cheap car insurance in Massachusetts
Whether your title is clean or rebuilt, the same Massachusetts minimum car insurance laws
apply. You won’t have to wait much longer for affordable car insurance
once you’ve received your rebuilt title—it takes just a few minutes with Jerry. Now that your vehicle is certified safe to drive, download the Jerry
app. It only takes a couple minutes to start a search, and from there it only takes 45 seconds for Jerry to find the best quotes from over 50 top insurance companies. Hate long forms and talking to insurance agents? Jerry will walk you through the paperwork so you do the bare minimum. They’ll even help you cancel your old policy!
If that’s not enough for you, the average Jerry user saves $887 per year on car insurance. Take the Jerry challenge and see how your rate compares!
“Jerry
saved me so much time and money! I went from $230 to $150, still with full coverage! The whole process was amazingly simple!” —Ronda S.