To obtain a rebuilt title in Mississippi, you are required to apply for the salvage title first. The car must then be repaired to its original condition. You can apply for the rebuilt title after your vehicle passes the salvage inspection and you pay a $75 rebuilt title fee.
When a totaled car becomes uneconomical to repair, it gets sent to the salvage yard. The insurance provider writes off the car and pays the policyholder for the loss. However, a totaled car can still be saved.
To legally drive or sell a previously totaled car in Mississippi, a rebuilt title is required. Jerry
, the car insurance
comparison and trustworthy insurance comparison app has created a guide to walk you through the process. The article will cover what a rebuilt title is, when you will need it, how to apply for one in Mississippi, and how you can lower your Mississippi insurance costs
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What is a rebuilt title?
A rebuilt title
certifies that a once-totaled car that was written off by insurance is now repaired and safe to drive on the road. You will first need to apply for a salvage title before proceeding with your rebuilt title application. The salvage title shows that the car has been severely damaged and was deemed a total loss. Once the vehicle gets repaired to its roadworthy state, the salvage title can be replaced
. Does my car need a rebuilt title?
If you want to drive or sell a previously totaled car, you will need a rebuilt title. If a buyer wants to repair the car themselves, you can also sell the car with just its salvage title. However, most buyers will avoid cars with salvage titles
, which makes the car harder to sell. While a rebuilt title will not clear the car’s damage history, it confirms that the car is certified roadworthy and in working condition. This gives buyers more confidence in buying it.
MORE: How to insure a car with a salvage title
How to get a rebuilt title in Mississippi
If you want to get a rebuilt title in Mississippi, be prepared—it takes time, money, and patience. It can cost a lot to restore a once-totaled car and a significant amount of effort is required if it’s a DIY project. Even after restoring the car, you still need to wait for the rebuilt title to be issued before the car can be insured and driven legally.
Apply for the salvage title
You will need to apply for a salvage title if the vehicle doesn’t have one. Follow the steps below:
Obtain the original vehicle title from its owner (if applicable)
Deliver the title to a nearby tax collector’s office within 72 hours
Complete the corresponding titling application
Provide a signed statement on the company letterhead that details any damages and expected repairs
Pay the applicable titling fees
Once your request is processed, you will be issued a salvage title certificate.
Make the necessary repairs to your vehicle
Once you obtain the salvage title, you can begin the repairs to restore the vehicle to its working condition. You can do this by yourself or have a licensed mechanic complete the work.
You must complete a salvage vehicle inspection before you can apply for a rebuilt title. You will need to bring the following:
Proof of ownership, vehicle title, registration, or bill of sale
Receipts or invoices for all parts that were repaired or replaced
4 color photos of the car
Essential documents for a rebuilt Mississippi title
Once the car has been restored to working condition and passed inspection, you can apply for a rebuilt title. You’ll need to provide the following for the restored salvage title:
All required vehicle inspection documents
Original invoices for all parts including the vehicle identification number (VIN) of the vehicle they came from for used parts
Work order describing all the work that was completed
4 color photos of the vehicle’s 4 sides before repairs
Original paperwork plus 2 copies for the agency’s file
Payment for title fee to the state DOR
How long does a rebuilt title take in Mississippi?
It may take up to a couple of months for the application to be approved. Another factor that will affect the time for the whole process is how long the necessary repairs to the salvaged vehicle take.
Finding cheap car insurance in Mississippi
Whether you are selling or driving your rebuilt car, Mississippi state laws require drivers to carry minimum insurance coverage. Looking for car insurance
is a simple task with the help of Jerry
. As a licensed insurance broker
, Jerry can find you the best rates from over 50 top-tier insurance providers. The process is quick since you don’t have to fill in any long forms. Signing up only takes 45 seconds and once you find what you want, Jerry will help you make the switch and cancel your old policy. On average, you can find $887 in savings every year on car insurance through the app.
“By using Jerry
I found a policy that HALVED my monthly expenses with GEICO! Best of all, they helped cancel my policy and got me a refund on my premium. This app is a lifesaver.” —Josiah T.