A Ford F-250 lease costs between $828 and $1,124 per month. This depends on which trim level you choose, the negotiated price at signing, the down payment, and your credit score.

Part of Ford’s Super Duty truck line, the F-250 is a model with some serious engine power. Although some other trucks outpace it in terms of pure muscle alone, the F-250 stands out for its impressive tech features and roomy cargo space.

If you’re itching to get behind the wheel of a Ford F-250 but don’t want to commit to a car loan, leasing might be just the ticket. You won’t have to pay as much per month at the end of the lease, and you won’t have the pressures of car ownership to deal with.

However, leasing comes with more restrictions than a car loan, and won’t add anything to your assets when the lease is up.

Here to break down the leasing process is

Jerry

, the top-rated

car insurance

comparison app. We’ll take a look at how leases work, what you can expect to pay per month, and how to return your vehicle at the end of your lease term. Then, we'll tell you how you can save on your

Ford F-250 insurance costs

How to lease a Ford F-250

If you’re ready to start the leasing process for a shiny new F-250, take some time to follow the following steps:

Check your credit score. You’ll need a higher score to lease a vehicle than to take out a traditional car loan. If your score comes in at under 630, you might have a hard time finding a lease. Anything above 650 is ideal.

Tally up your leasing budget. A monthly lease payment should be no more than 15% of your income. If your monthly income is $4,000, you’ll be able to afford a lease payment of up to $600.

Determine what you can pay upfront. Putting more money into your

down payment

, or capitalized cost reduction, can reduce your monthly payments.

Figure out your annual mileage. A lease will usually offer annual mileage limits of 10,000, 12,000, or 15,000 miles. If you have a long commute every day, however, leasing a vehicle may not be the most cost-effective way to get to work.

With your budget and your credit score in hand, you’ll be prepared for your lease negotiations. Keep your financial limits in mind when considering which vehicle to lease—and how much you’re willing to spend on a higher trim and additional features.

The final step: shop for insurance

Before you drive home in your newly leased F-250, you’ll need insurance that follows the guidelines in your agreement with the dealership. This usually requires you to purchase what's called "

full-coverage

" insurance.

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How much does a Ford F-250 lease cost?

The average cost to lease a Ford F-250 is between $828 and $1,124 per month.

The specifics of your lease will depend on the F-250’s trim level, your credit score, the length of the lease term, and the down payment. There may also be variations contingent on where you are and the timing of your signing since lease offers vary throughout the year.

Your truck’s trim level significantly informs how much you’ll pay for your lease. If you want to keep it simple, go for the base XL trim. Choosing the XLT or the Lariat trim will provide you with more options and features, but it will also increase your monthly payments.

Let’s take a look at how your monthly payment and amount due at signing change depending on which trim level you choose to lease. For these examples, we’ll say you have a credit score between 690 and 719 and that you’re applying for a 36-month lease with a 10,500 annual mileage limit.

Trim level	Monthly payment	Amount due at signing
XL	$828	$1,000
XLT	$1,119	$1,000
Lariat	$1,124	$1,000

Note that the King Ranch, Platinum, and Limited trims are not available to lease through Ford at this time.

MORE:

Is it better to lease or buy a car?

Services included in a Ford F-250 lease

Ford’s Red Carpet Lease provides a few benefits for drivers looking to lease an F-250. Check out

the website

for the full list of services.

Ford is flexible when it comes to your lease term, offering a variety of plans with the popular 24 to 36-month lease as drivers’ primary choice. You’ll also have an array of annual mileage caps to pick from when you draw up your lease terms.

What to do when your Ford F-250 lease is up

When your lease term reaches the end, you have three choices:

Return the truck and pay any outstanding fees

Buy or lease a new vehicle

Purchase your leased vehicle for the cost determined at signing

How to return a leased Ford F-250

If you decide that you’re ready to leave your leased F-250 behind, the end of your lease means you’ll have to get the truck ready to return to the dealership.

The first step is to contact your Ford dealer and make an appointment for your lease return. They can also give you more information about the wear and tear and repair requirements.

You can use Ford’s

Wear and Use Evaluator Card and Guidelines

to give you an idea of what to look for. Any significant wear and tear damage will cost you extra fees at lease-end.

You’ll also want to consider making any repairs before returning the vehicle. Make sure you keep all your receipts as you’ll need to turn those in with your F-250.

At your lease turn-in appointment, make sure you bring the following or prepare to sign off on the following documents:

All keys and fobs

Repair and replacement receipts

Payment for any outstanding fees

The legally-required odometer statement

MORE: How to prepare a car for inspection when returning a lease

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How to purchase a leased Ford F-250

On the other hand, if you want to stick with your leased F-250, you have the option of purchasing the vehicle.

Ford will allow you to buy the F-250 for the amount agreed upon when you signed your lease. You’ll also have the option of customizing your vehicle with approved accessories or features you may wish to add.

MORE:

The top 10 cheapest trucks to insure

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was easy to use, and they saved me a lot of money on my truck. I would definitely recommend them.” —Johannes T.

How to find the best car insurance for a Ford F-250 lease

Now that you’re all set with your Ford F-250, you’ll need to get insurance coverage to protect your investment. With

Jerry

, you’ll be able to get great rates on the coverage you need—even before you drive it off the lot.

Jerry won’t just give you generic quotes. You’ll get personalized rates that fit your leased vehicle and your budget. All you have to do is download the

trustworthy super app

and answer a few quick questions to get started.

Jerry users who switch on the app save an average of over $800 a year on their car insurance!

“I was looking for a liability insurance plan for my truck until I can afford more coverage.
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