Buick Enclave Lease
This is your complete guide to leasing a Buick Enclave including everything from upfront costs to lease-end options.
Written by Sarah Gray
Reviewed by Jessica Barrett
The Buick Enclave is on the low end when it comes to SUV prices, but choosing to lease instead of buy can make it even more affordable. All leases have their own unique conditions, though, so it’s important to understand the ins and outs of Enclave leases before you sign a contract.
Leasing can be a great option for anyone looking to get into a car for less than it takes to finance, or for those eager to change things up every few years with a new ride!
But leasing isn’t right for everyone, so it’s important to know what you’re looking for and how a lease works before you sign on the dotted line.
That’s why
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comparison app Jerry
has assembled everything you need to know about leasing a Buick Enclave. Read on to learn about the leasing process, costs, and what to expect at the end of your lease. Jerry can even help you find the best deal on your Buick Enclave insurance costs
!MORE: How to lease a car
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How to lease a Buick Enclave
Leasing any vehicle is a fairly straightforward process, and the same is true with the Enclave. But just because it’s easy, that doesn’t mean you should just run out and hop in the first Enclave that crosses your path.
Before you head to your dealer, start with these tips and tricks to make sure a lease is right for you, and that you get the best deal:
- Check your credit score. Even with lower-priced vehicles like the Enclave, you generally need a stronger credit score to qualify for a lease than a purchase. The minimum credit score ideal for leasing a vehicle is 700.
- Calculate your budget. Again, just because the Enclave is affordable for an SUV, that doesn’t mean it’s not still a major expense. To find out if you can afford your lease, calculate your payment-to-income ratio to ensure it doesn’t go above 15%. For example, if you make $5,000 per month and your Enclave lease will cost you $350 per month—or 7% of your monthly income—you can afford the lease.
- Calculate your down payment. Almost all leases require adown paymentdue at signing. Plan to pay at least a few thousand dollars.
- Consider how much you drive. With most leases, you’re limited as to the number of miles you can drive in a year. If you put a lot of miles on your vehicle each year, you may want to consider purchasing instead of leasing to avoid accruing excess mileage fees.
Once you have your finances in order, you can begin
comparing Buick lease offers
at your local Buick dealership. Be sure to keep your budget firmly in mind as you shop for your new Enclave. This will keep both you and your salesperson from getting distracted by expensive features and add ons.
The final step: shop for insurance
Your Enclave lease won’t include car insurance, and you’ll be expected to carry
full coverage insurance
for the duration of your lease. Don’t worry, Jerry
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MORE: How to calculate a car lease payment
How much does a Buick Enclave lease cost?
Leasing a Buick Enclave is cheaper than financing, but the exact cost of your lease will depend on several factors, including:
- The model you select
- The selling price
- Your lease term
- Your interest rate
- Add-ons you select
- Your state’s sales tax rate
Dealers often run specials, but the current chip shortage means those are starting to get harder to find. Buick only offers leases on their base model Enclave, the
Essence
, at present. Those will run you anywhere from $279 to $359 per month.Remember that these are just estimates. Plus, you still haven’t factored in your down payment, acquisition fees, and other additional taxes and fees that will determine how much cash you’ll have due at signing.
To give you an idea of how much you might need to put down, let’s look at potential upfront costs associated with leasing a 2022 Buick Enclave Essence. Your monthly payment will be about $359 but your upfront costs will include:
- First month’s payment: $359
- Down payment: $2,419
- Security deposit: $0
- Acquisition fee: $695
That means you’ll have $3,473 due at signing—and that’s without sales tax, add-on features, and other factors that could increase that amount and your monthly payment.
Services included in a Buick Enclave lease
Buick Enclave leases do not cover routine maintenance costs during your lease term, but this is not unusual since most manufacturers do not include maintenance in their leases. You can choose between two
prepaid maintenance plans
if you want to have more control over the expenses associated with maintenance.Buick’s Basic Maintenance Plan covers oil changes and tire rotations for the duration of your lease, while the Pre-Paid Maintenance Plus plan also includes air filters, transmission and transfer case fluid changes, and spark plugs.
To give you additional peace of mind, GMC’s
XS Wear Lease Protection
plan is available for your Buick Enclave. This optional perk covers up to $5,000 in total charges for excess wear and tear at the end of your lease—depending on how many miles a year you’ve driven. Key Takeaway Don’t forget to include routine maintenance costs when budgeting for your Buick Enclave lease.
What to do when your Buick Enclave lease is up
When your lease term ends, you’ll have the choice to either return or purchase your vehicle.
How to return a leased Buick Enclave
To return your leased Buick Enclave, all you need to do is:
- Review your pre-return inspection results and make any necessary repairs
- Complete theReturn Checklist
- Return your vehicle to your local dealer
- Receive your lease end liability notice in the mail
Even if your car is like-new when you return it, you will still have to pay a $395 disposition fee at the end of your lease. However, you might get this fee waived if you lease or buy a Buick or other GMC vehicle at the end of your lease.
How to purchase a leased Buick Enclave
It’s easy to grow attached to a vehicle after driving it for several years. If you decide you want to keep your Enclave, you can buy it outright or negotiate financing with
GM Financial
or your own bank or credit union.How to find affordable car insurance for a Buick Enclave
Before you can drive off in your leased Enclave, you need to be sure you’ve protected it with full coverage insurance. Let
car insurance
comparison app Jerry
help you find the most affordable insurance to go with your lease.It’s this simple: download the Jerry app and in less than 45 seconds, Jerry collects all of your information from your existing insurer. Choose from competitive quotes based on a cross-analysis of up to 50+ insurance companies and Jerry takes care of the rest—making it easier than ever to find savings on your
Enclave insurance costs
. Jerry can even help you cancel your old policy. No long forms, no calling around, no hard work—just savings. The average Jerry user saves $887 per year on their insurance!
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Is Buick Enclave leasing worth it?
Whether leasing any vehicle is worth it depends on your finances and your priorities. If you’re looking for long-term options, financing is probably better for you. If you’re more interested in ensuring you can afford the Buick Enclave you want, leasing may be a great option for you.
What’s the cheapest Buick Enclave you can lease?
The cheapest Buick Enclave to lease is also the only one you can currently lease: the Essence.
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