Leasing an Alfa Romeo is the most cost-effective way to experience the iconic vehicle—but it’s important to consider all the costs involved with leasing before committing to a lease agreement.
You don’t always have to sign your life away in an auto loan to get behind the wheel of your dream car. If you want the perks of driving a new luxury vehicle without the hassles of buying and owning a car, leasing may be a good option for you. Leasing is often more affordable than financing, too.
Don’t jump the gun, though—leasing also comes with more regulations and extra fees, so it’s important to consider every angle. Leasing pays for the convenience and depreciation of the car rather than the car’s actual value.
The leasing process can be mystifying, but car insurance
comparison and broker app Jerry
is here to break down what you should know about leasing an Alfa Romeo. We’ll cover associated costs and services, what to expect throughout the process, and what to do when your lease agreement ends. We’ll also help you decide the answer to your big question—is leasing an Alfa Romeo worth it—and find the best Alfa Romeo insurance costs
. MORE: What is the difference between leasing and buying a car?
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How to lease an Alfa Romeo
Leasing an Alfa Romeo should be a painless, straightforward process if you’re prepared. Even if you’re excited to hit the road, it’s important to take your time and find the best deal. To ensure you’re getting the best deal on an Alfa Romeo lease, follow this simple checklist:
You’ll first need to check your credit score to know what lease terms you can expect. Leasing requires a higher credit score than financing—you’ll need a score of at least 500 to lease an Alfa Romeo.
Determine your leasing budget. In general, your monthly payment should not exceed 15% of your monthly income. That means if you make $6,000 a month, you can afford a monthly lease payment of about $900—including taxes and fees.
Decide what you can spend on upfront costs. Many leases come with sizable upfront costs, including hefty down payments that are usually a few thousand dollars.
Calculate your annual mileage. Most leases come with mileage limits between 10,000 and 15,000 miles per year. If you plan on driving more than that, you’ll want to consider a high-mileage lease, which will allow you to drive an additional number of miles per year.
After getting your finances squared away, the next step is to compare lease offers
through your nearest Alfa Romeo dealership. If you need to go with the cheapest Alfa Romeo lease options, your best bet will be models like the Giulia
or Stelvio
. If you have room to play in your budget, though, you may be able to lease a Giulia Quadrifoglio
! Before heading to the dealership, be aware that the dealer will try to get you to add on expensive extras, like cosmetic upgrades or accessories. When you make a budget before going to the dealership, you can better avoid these traps and keep your leasing costs comfortably within your budget.
The final step: shop for insurance
Even the best lease agreements don’t include car insurance. When you’ve chosen the best Alfa Romeo lease for your budget, you’ll need to purchase insurance coverage—and Jerry
can help. After downloading the Jerry app, all you have to do is answer a few questions before gaining access to the best quotes from top providers. Jerry can save you time and money—the average Jerry user saves over $800 a year!
How much does an Alfa Romeo lease cost?
Leasing Alfa Romeos tends to be more cost-effective than buying one outright, but how much will it be? The exact cost to lease an Alfa Romeo depends on a few different factors, including:
Your negotiated selling price
Money factor (i.e., the interest rate you pay to lease the vehicle)
Additional accessories or other options you choose to include in your lease agreement
Offers for leases vary throughout the year, but you can generally expect your monthly payment for a 36-month lease to fall somewhere between $696 for a Giulia Ti and $1,511 for a Giulia Quadrifoglio. You also want to consider any additional costs that will add to the amount due at signing: your down payment, acquisition fee, and additional fees and taxes.
For example, if you have an excellent credit score and decided to lease a Giulia, your monthly payment would be about $696—but your upfront cost will include:
First month’s payment: $755
That puts you at a total of $1,755 due at signing for your new Giulia. This doesn’t include sales tax, add-ons, or other factors that could raise that cost.
On the flip side, the amount due upfront for a Stelvio is only $325 more at $2,080, even though the manufacturer’s suggested retail price is $2,200 more than the Giulia. That’s why it’s important to consider the entire picture when it comes to leasing options—it’s not all about the monthly payment amount.
Services included in an Alfa Romeo lease
Some Alfa Romeo dealerships have lease agreements that include all routine maintenance costs throughout the duration of the lease. This isn’t always a guarantee, so be sure to check with your local Alfa Romeo dealership to see what incentives they can offer.
Key Takeaway Alfa Romeo's monthly lease payments range from $696 to $1,500, but it’s also important to consider all upfront costs.
What to do when your Alfa Romeo lease is up
When your Alfa Romeo lease comes to an end, you’ll have to choose whether you want to return the car or purchase the vehicle.
How to return a leased Alfa Romeo
To return your leased Alfa Romeo, you’ll need to follow these steps:
Contact your local Alfa Romeo service center to schedule a full vehicle inspection.
Make any necessary repairs discovered in the inspection.
Pay for any additional mileage if you went over your mileage limit.
Schedule an appointment to return your leased Alfa Romeo.
No matter what condition the vehicle is in when you return it, you’ll have to pay a $395 disposition fee when your lease is up.
How to purchase a leased Alfa Romeo
If you’ve fallen in love with your leased Alfa Romeo, you don’t necessarily have to part ways with it. Alfa Romeo allows you to purchase the car you’ve leased through the dealership. You can also finance the car with an auto loan from your bank or a credit union.
MORE: How to prepare a car for inspection when returning a lease
How to find affordable car insurance for an Alfa Romeo
No matter what Alfa Romeo you lease, you’ll have to buy a solid insurance policy that takes care of your ride. When you use the Jerry
app to shop for coverage, you can find the best and most affordable insurance. Getting top-notch coverage for your leased Alfa Romeo is simple with Jerry. After downloading the app, just answer a few quick questions to get instant access to customized quotes from 50+ insurance companies in less than a minute. Jerry can even sign you up for your new policy or help you cancel your old one!
Jerry agents are also available to help around the clock. And excellent customer support isn’t the only reason Jerry is the No. 1-rated insurance app—users also save an average of more than $800 on insurance per year!
“I was a new driver looking for insurance and scared about expensive payments. But then I found Jerry
! They saved me almost $150/month.” —Garret I.