In Maryland, after being convicted of a serious driving violation, you do not need an SR-22. However, you may need an FR-19 form (which is similar) that is filed by your insurance company and then electronically submitted to the DMV.

If you’ve been deemed a high-risk driver, your

car insurance

rates will go up—but that doesn’t mean your

Maryland car insurance

costs need to be unmanageable.

Working with your insurance provider, and using the help of car insurance and broker app

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Maryland doesn’t require SR-22 insurance?

No, you don’t need to get an SR-22 in Maryland after being convicted for a major driving offense. Instead, you may need your insurance provider to file an FR-19 form on your behalf.

You’ll also need to prove to the MVA that you still have the necessary requirements to stay on the road. In Maryland, that means basic liability insurance, which includes:

$30,000

bodily injury liability

per person

$60,000 bodily injury per accident

$15,000

property damage liability

Key Takeaway You’re not legally required to have an SR-22 in Maryland, but you’ll need to prove to the DMV that you have the minimum required insurance to stay on the road.

Who needs an SR-22 in Maryland?

Legally, drivers do not need to obtain an SR-22 in Maryland if they’ve had their license revoked or suspended. But you may require an FR-19 form if you're caught:

Driving under the influence

Reckless or distracted driving

Vehicular homicide

Accruing too many points on your license

Resisting a breathalyzer test

Driving while uninsured

Driving with unsatisfied judgments

MORE:

What is a DUI?

Moving to a state that requires an SR-22

There is a catch, though. If you move to a state that requires an SR-22 to stay on the road, you’ll need your insurer to file one for you.

That means you’ll have to find new insurance altogether, as your Maryland provider likely won’t file one for you.

Key Takeaway If you’ve been convicted of a serious driving violation in Maryland and you’re moving to a new state, make sure you secure an insurer in your new state to file an SR-22 form on your behalf.

MORE: How to fill out and file an SR-22

How does a license suspension impact your insurance in Maryland?

It's good that you will still be able to get behind the wheel, but your insurance prices might spike. The exact figure will vary, but Maryland sees an insurance increase of roughly 40% after a DUI conviction.

You may have to purchase a new insurance package altogether. Your insurer might charge you way too much—so finding a new package could be smart. Should that happen, sign up for

Jerry

and get the best deal for you.

There is some good news, though! If you follow the rules and maintain an excellent driving record, you will be allowed to drive relatively normally.

MORE:

How to get a suspended license reinstated

How to find cheap car insurance

SR-22s aren’t great for your driving record or bank account. But they’re not the end of the world. You can still find a good

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