How to Get Car Insurance Before Buying a Car

Use the make and model of your new vehicle to shop around for car insurance quotes before buying a car, then use the VIN to finalize your coverage and rate.
Written by Valerie Mellema
Edited by Allison Stone
Reviewed by Amber Brown
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If you’re1 ready to buy a new car, you’ll need to get a
car insurance
policy before you drive off the lot. Use the vehicle make and model to estimate your car insurance quotes—and once you’ve settled on a specific vehicle, use the2 VIN to finalize your new policy.
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You need an active car insurance policy to take your new car home

If you don’t have a policy for an existing or prior vehicle3, you’ll need to get insurance coverage in place before you sign on the dotted line—otherwise, you won’t be allowed to drive your new ride home.
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