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Will State Farm drop me after an accident?
I just bought car insurance through State Farm and I’m really worried about what will happen if I get in a wreck and need to make a claim. Like, what if they don’t want to insure me anymore? Will State Farm drop me after an accident?
Shannon Fitzgerald · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Fear not! The whole point of
car insurance
is to cover you financially when the worst-case scenario does happen. As such, State Farm
won’t drop you after one car accident. That said, they may label you as a
high-risk driver
if you get into multiple accidents within a short timeframe—in which case, dropped coverage is a possibility. Here are a few other serious situations that may cause State Farm to cancel or not renew your policy: Essentially, as long as you maintain a
good driving record
, continue to pay your bills on time, and withhold from scamming State Farm for money, your coverage is secure even if you get into an accident and need to file a claim. On the off chance that State Farm does end up canceling your coverage for reckless driving behavior, though, make sure that you line up a new policy ASAP. No one wants to suffer the
insurance hikes that come with lapsed car insurance
! View full answer
- Gregory R.
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