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Will my insurance rates increase after a 50/50 accident?
If I was in an accident that the insurance company says was 50/50, will my rates still go up?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Seeing an insurance premium increase is always dismaying, whether it is due to a ticket, an accident, or some other factor.
Depending on your insurance carrier, your rate may or may not increase after an accident if they offer
accident forgiveness
. Often, insurance rates will increase even after a not at-fault accident, as these claims are not surcharged but are still underwritten for.
If your insurance premium has increased, you should use it as an opportunity to shop for a more competitive rate.
Jerry
automatically re-shops your insurance at every renewal, so you don’t have to do anything extra if you already use Jerry for your insurance.”View full answer
- Gregory R.
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