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Will my insurance go up if I hit a deer?
It’s deer season where I live, but even with open hunting, deer are still everywhere. I’m nervous that one of them is going to run across the road when I’m driving and it’s going to damage my car. If I hit a deer, will my insurance go up as well?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Being aware of deer in your area is a
smart driving move
. You should get some peace of mind knowing that your car insurance usually doesn’t go up if you hit a deer.Car insurance
companies view hitting a deer as an unavoidable accident rather than an at-fault accident. Even if you have to file a claim to repair damage or recoup a medical bill, you shouldn’t see an increase in your car insurance rates.Still, it doesn’t hurt to review your car insurance policy the next time it’s up for renewal. Sometimes, you may see a slight increase, so it’s wise to be vigilant when you look over the policy.
If your insurance goes up as a result of hitting a deer, use the
Jerry
app to compare multiple policies and shop for the best rate possible.With a 45-second sign-up and access to cheap rates from dozens of top insurance companies in minutes, you won’t have to waste any time overpaying for your policy. Jerry routinely shops beyond your initial switch, which has helped users *save an average of $887** per year.
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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