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Will making a car loan payment four days late affect my credit?
"I had an unforeseen expense and as a result, I'm going to be four days late on my car loan.
Will this affect my credit score?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“No, this won’t affect your credit score. Most lenders allow you a grace period, typically around five to 10 days, but you’ll have to check your contract to find out or call your lender.
If you don’t have a grace period, you might get hit with a late fee. So, again, contact your lender and find out the relevant information.
Because you’re only a few days late, you don’t need to worry about your credit.”
View full answer
- Gregory R.
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