Will home insurance pay out after a carport collapse?

I’m driving through South Dakota this summer on my way to visit Mount Rushmore. A friend of mine told me that there’s not a lot to see in the central and eastern portions of the state, so I thought I’d make better time by driving a bit faster. I’m just worried about the long arm of the law. Is there a speed that’s considered reckless driving in South Dakota?

I’m looking for a better rate on my home insurance for the coverage I’m getting. How do you cancel Geico home insurance?

I’m shopping for home insurance, and I know that it covers certain hazards, but my mortgage lender requires hazard insurance instead. I want to make sure my home is properly protected, so I’m happy to purchase whatever achieves this. What does hazard insurance cover on a home?