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Will home insurance cover foundation repair?
I am in the process of selling my home, so I scheduled an inspection. The inspector notified me of cracks in my foundation that will need to be repaired before I put my house on the market. Does home insurance cover foundation repairs?
Talullah Blanco · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Best of luck on selling the house! Home insurance only covers foundation repairs if the damage was caused by a
covered peril
named in your policy. Unfortunately, most of the events that damage your foundation by causing it to shift, crack, or settle unevenly are not covered by your standard home insurance policy. Your home insurance policy will not cover foundation repairs caused by these events:
- Pressure from tree roots
- Poor construction
- Lack of maintenance
- Wear and tear damage including settling, cracking, bulging, or expansion
Home insurance coverage can be confusing. Luckily,
Jerry’s
team of agents can answer your questions and offer coverage advice the next time you shop for insurance. After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. They can even help cancel your old policy upon request!
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- Gregory R.
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