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Why won't the dealer discuss the terms of my car loan over the phone?
I was approved for a car loan through the dealer, but they won't discuss the terms over the phone. I asked why and they just said I'd have to come into the dealership. Is this normal? Why won't the dealer discuss my financing terms over the phone?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
In some instances, privacy laws may prevent what dealerships can discuss over the phone. That’s not to say they can’t discuss the financing terms by phone.
It’s more likely that they want to have a better shot at a sale by discussing them in person. If you don’t want to go into the dealership, you don’t have to. You could balk at the offer and go somewhere else.
Always negotiate with a dealership and don’t be afraid to walk away.
When you do find the best deal, don’t forget that your new car will need proper coverage. Use the free
Jerry
app to help you find the best deal. Jerry compares rates from the top 50 companies in under a minute, delivering the best deals to your phone.”View full answer
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