PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Why wasn't I able to add gap insurance to my Jeep Wrangler?
When I purchased my Wrangler a year ago, my dealership said they couldn't add gap insurance because I'm in the military. My friend just bought their car and the dealership allowed them to add gap insurance, even though they're in the military as well. Was I lied to?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Based on when you purchased your Wrangler, the dealership wasn’t lying to you. Up until very recently, the Department of Defense had rules and regulations regarding military members and credit services.
The Military Lending Act limited what types of services were available to military members to protect against predatory lending practices.
Gap insurance
was included in this regulation. However, the Department of Defense has recently amended the laws to allow easier access to these services. Since your friend just purchased their vehicle, this would be why they were able to add gap insurance.
If you’d still like gap insurance, it is possible to obtain it. Reach out to your current carrier to find out if they offer it.
If they don’t, you can shop around. Most major carriers offer some form of gap insurance. They also usually offer a military discount.
“
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies