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Why is car insurance so expensive in Texas?
I live in Texas and I’m shopping for new car insurance. It’s really expensive and I can’t figure out why. Why does car insurance cost so much in Texas?
Rob Shapiro · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
- Texas has three of the top 10 largest cities in the U.S. and a growing population, which amounts to more drivers on the road and more accidents
- Texas has lots of uninsured drivers, which drives up rates for those who are insured
- Health care in Texas is quite expensive, meaning insurance claims can be more costly for insurers
- Texas is prone to severe weather like rainstorms, tornadoes, and tropical cyclones, which can cause accidents or damage large numbers of vehicles at once
Car insurance in Texas costs an average of $2,312 per year. This is certainly expensive, but by using
Jerry
, you are sure to find great deals without sacrificing coverage
. Jerry scans quotes from more than 50 top insurance companies and delivers the best deals straight to you. The average user saves nearly $900 per year.
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- Gregory R.
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