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Why is car insurance so expensive in Oregon?
I drove to Oregon to really find myself, you know? Connect with nature, live in the now, and love like there’s no tomorrow. But for the love of all things sacred—why is car insurance in Oregon so darn expensive?!?
Jason Tushinski · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Well, all that beauty can come with a cost, right? Unfortunately, car insurance is expensive in
Oregon
due to a few factors, including higher state requirements relative to other states, a significant number of uninsured drivers, and vulnerability to natural disasters.- In Oregon, more than 11% of drivers on the road carry no insurance—this means the cost of those uninsured drivers gets passed onto insured drivers in the forms of higher premiums.
- The Beaver State is vulnerable to natural disasters such as earthquakes, wildfires, and floods and these weather phenomena pose a risk to both people and property, including vehicles. Insurers raise their rates to counter against this risk.
- The cost of car repairs is increasing slowly each year in Oregon—with a good chunk of insurers paying out claims for property damage. The more repairs cost, the higher your premium can go, as insurers raise their prices to account for rising costs
Just because car insurance tends to be expensive in Oregon doesn’t mean you have to pay an arm and a leg. When you use the
Jerry
app, you can quickly compare quotes to find the best rate on the coverage you need! The average Jerry user saves more than $800 per year on car insurance!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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