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Why is car insurance required when other types of insurance in the US aren't?
Health insurance isn't required in the United States. So why do state governments require you to have car insurance?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The reason why it’s mandatory is because it covers damage to other people’s property and health. If you don’t have health insurance, it doesn’t affect anyone but yourself.
But if you hit someone without
car insurance
, they have no recourse other than to sue you. From that perspective, car insurance is a legal requirement because it protects other motorists from the actions of others.”View full answer
- Gregory R.
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