PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Why do car insurance companies look at your driving record?
I was told that all car insurance companies look at your driving record. Why is that?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Your driving record, also known as a motor vehicle report, shows important information about you as a driver.
Car insurance
companies use this information to assess your risk level and adjust your rate accordingly.Driving records contain:
- Tickets or citations
- Accidents
- Driving-related incidents that you’ve been involved in
- License suspension
- Points or demerits on your license
As a result, a
clean driving record
can often save you hundreds of dollars each year compared to someone with a poor driving record.If you have an excellent driving record or even a poor one, the
Jerry
app lets you compare dozens of rates from top insurers. By going through these quotes, you can find a rate that’s in line with your coverage needs and budget.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies