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Why did my insurance rate increase after I turned 70?
Why is my insurance so expensive all of the sudden? I have been insured continuously since I was 16. I haven't had an accident in 10 years.
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While rates tend to lower as you age, after a certain point they begin to increase again. Depending on your carrier, your insurance may begin to increase after age 66.
Accidents tend to increase for drivers over the age 65. If insurance companies are having to pay more claims out for drivers, they need to increase rates for any drivers within that age group.
This ensures that companies are able to pay out any claims that are filed.
If you’re unhappy with your current rate, you should look into other carriers. While your rate will likely be higher than what you were paying previously, you still may be able to find more
affordable car insurance
with another company.” View full answer
- Gregory R.
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