Services

PriceProtect™

Compare Car Insurance

Refinance Car Loan

DriveShield™

Drive Well, Earn Perks

GarageGuard™

Get Service Reminders

Insurance

Car Insurance

Compare Car Insurance with Jerry

2024 Car insurance quotes

Cheap car insurance

Best car insurance companies

Shopping for car insurance

Is Jerry a legitimate insurance broker?

Jerry’s Expert Advice

What factors affect car insurance rates?

How does car insurance work?

Types of car insurance

Full coverage car insurance

Car Insurance Estimates

Car insurance by car

Car insurance by location

Home & Renters Insurance

Home Insurance

Compare home insurance quotes

Home & auto insurance quotes

Renters Insurance

Compare renters insurance quotes

Repairs

Car Repair Estimates

Repair Estimates for Popular Services

Oil change cost estimate

Brake pad replacement cost estimate

Battery replacement cost estimate

Timing belt replacement cost estimate

Wheel bearing replacement cost estimate

Spark plugs replacement cost estimate

Rotate tires cost estimate

Transmission fluid service cost estimate

See all 300+ service estimates

Advice

Read Car Content

Browse Jerry Car Advice

How do I know if a mechanic is taking too long?

How to put antifreeze in your car?

What do you do if your car makes a noise?

Read 5,000+ more car advice articles

Check Out Expert Car QnA

Why does my car squeal when I drive?

Do driving warnings go on your record?

How long can you go past your oil change?

How much below MSRP is a good deal?

Learn from 30,000+ more questions

Learn About How We Create Content

Our Editorial Standards

Our Editorial Review Board

Jerry Data & Research

Recent Studies

State of the American Driver (2023)

Memorial Day (2023)

Android vs Iphone (2023)

Auto repairs (2023)

Auto loans study (2023)

Read all recent studies

Comprehensive Data Reports

Jerry Annual Data Report (2023)

Read all data reports

About

MenuIcon

Why did my car insurance rates for my 2017 Accord go up if the accident wasn't my fault?

I was in an accident where the other driver was at fault, but my monthly premium still went up. What gives?

Emily Richey · Updated on May 31, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

“Even though you weren’t legally at fault for the accident, your

company still views you as a risk to insure. They might think you could have avoided the accident or minimized the damage by taking a defensive driving course.

Your driving history might also indicate that you’re now a riskier driver than you were in the past, especially if this wasn’t your first accident. If you get into accidents often, your premium will continue go up, even if you weren’t at fault.

If you’re unhappy with your current rate, you can shop around with other companies to find a more affordable policy.

can provide you with competitive car insurance quotes in under a minute!”

View full answer

WHY YOU CAN TRUST JERRY

Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

Why Did My Car Insurance Go Up?

No one likes to see car insurance go up. If yours does, it’s probably due to your credit score, driving record, surcharges, or lifestyle choices and changes.

Hillary Kobayashi

Why Did My Allstate Car Insurance Rate Go Up?

Your Allstate car insurance rate may have gone up if you recently moved, got into an accident, lowered your deductible, etc. Ask your insurance agent to be sure.

Melanie Krieps Mergen

Why Did My Progressive Car Insurance Rate Go Up?

Progressive car insurance rates may increase for a number of reasons including a new driving violation and more claims being made in your area.

Read Advice From Car Experts At Jerry

What Are Radial Tires and How Do They Work?

Radial tires have inner cords that are laid perpendicularly to the direction of travel, which improves fuel economy and durability.

Melanie Krieps Mergen

How to Get a Temporary License Plate in Pennsylvania

Drivers in Pennsylvania may need temporary license plates, especially if they choose to buy a car from an out-of-state dealer.

How to Find Your Honda Accord Radio Code

If you’ve recently replaced or jumped the battery in your Honda Accord, you’ll need the radio code to use your sound system again. Here’s what to know.

Kathryn Mae Kurlychek

What Others Are Asking

How much is Lexus IS 300 depreciation?

I’m thinking about buying a new luxury car. However, I’ve read that certain models have absurd amounts of depreciation, so I want to avoid them if possible. The Lexus IS 300 looks like a good fit for my style and budget, but how much does its value depreciate?

What is the safety rating for the Kia Sportage?

I’m in the market for a midsize SUV. The Kia Sportage seems about right, but I drive a lot for work and I need a safe car. What’s the Kia Sportage’s safety rating?

How often should you change the brake fluid in a Honda?

I just learned that I need to change the brake fluid in my car, and I have no idea how many changes I’ve missed. How frequently should I be changing the brake fluid in my Honda?

Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

Insurance In Your City

Easiest way to compare and buy car insurance

No long forms

No spam or unwanted phone calls

Quotes from top insurance companies

Find insurance savings

Car Insurance by Make

Car Insurance by State

Car Repair by Service

AC Compressor Replacement Cost

Battery Replacement Cost

Fuel Injector Replacement Cost

Fuel Pump Replacement Cost

Ignition Coil Replacement Cost

Oil Change Cost

Oil Pan Replacement Cost

Car Insurance by Company

Aspire Advantage

Assurance America

National General