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Which exotic animals are commonly denied home insurance coverage?
"My wife and I want to buy our son an exotic pet, something that’s more fun and rare than a dog or cat. We’re leaning towards a ferret. But we want to be sure that the pet will be covered by our home insurance. Which exotics are usually denied coverage?
"
Alexah Grinnell · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While there are many types of animals that can be considered exotic, there are usually only a select few that would be considered a high enough risk by your insurance company that they might deny you coverage.
Ferrets, small birds, fish, and rodents are typically allowed with no issues. However, if you have a large cat, certain snakes or reptiles, or a monkey, most insurance companies will not be able to provide you with coverage.
“
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- Gregory R.
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