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Where should I go to refinance a loan for $6,000 that has a 21% interest rate?
"After paying my loan for 36 months, I finally have good enough credit to get refinanced.
Is there a place I should go to get refinanced that's better than others?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“A 21% interest rate is outrageous. You should refinance as soon as you can and make sure to shop around to get the best APR possible.
Perhaps, the best place to go get refinanced is a credit union. Because credit unions are nonprofits, they can offer better rates than banks and other third-party lenders.
Your best bet might be to go in person as well. A face-to-face meeting with a loan officer allows them to get to know you, which might result in a better rate if the rest of your loan looks good.
“
View full answer
- Gregory R.
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