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Where do I get non-owner car insurance so I can drive my parents' cars?

"I keep driving my parents' cars, but they want me to get non-owner car insurance so I'm covered. We live in Michigan and I'm worried about the cost."

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Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In this case, it doesn’t sound like
non-owners car insurance
, which is designed to protect people who drive others’ cars infrequently, is your best option.
If you live with your parents and you drive their cars regularly, you need to be added to their insurance policy or policies as a registered driver. If you’re on your parents plan, it’s likely it will cost less than trying to get insurance on your own.”
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