PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Where can I get a title loan without the car?
My husband and I are celebrating our anniversary in about two months, and I want to buy him a new watch as a gift. Unfortunately, I’m a bit short on cash. I want to take out a title loan to purchase the watch while it’s on sale, but my husband took my car on a business trip. Where can I get a title loan without the car?
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on the upcoming anniversary! A watch sounds like a great gift, and the good news is that, if legal in your state, you can get a title loan without the car. You just need to find the right lender.
Requirements vary, but some lenders will approve car title loans without the car present. However, finding a lender to approve such a loan could be challenging because title loans use your car as collateral. To find the right lender, shop around and compare offers from a few willing lenders to find the most favorable terms before signing an agreement.
When applying for the title loan without your car, you’ll likely need the following:
- The vehicle title and registration
- Pictures and a description of the vehicle
- Your driver’s license
- Proof of residency
- Proof of income and employment
Alternatively, if you don’t want to worry about potentially losing your vehicle or having a high
APR
you could:- See if the watch seller offers a different payment plan or financing
- Apply for a personal loan
- Use a credit card
- Ask friends and family for a loan
- Save money on other expenses
If you want to save money on
car insurance
, the Jerry
app is a good place to start. As a licensed broker, Jerry
helps you find and compare quotes from over 50 top providers in minutes. When you find a better rate, Jerry can help you buy your new coverage and even cancel your old policy!View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies