Where can I get a cheap non-owners policy in North Carolina?
I am just about to get a driver's license in North Carolina. I will be using my friend's car for a few weeks and need to get my own insurance. Where can I buy a non-owners policy?
Reviewed by Shannon Martin, Licensed Insurance Agent.
North Carolina is a little different than most other states. In North Carolina, you need to get insurance before you can get a standard driver’s license. If you don’t own a car yet, getting
The average cost annual cost for non-owners insurance in North Carolina is around $400 if you have a clean driving record—although it can be a lot higher if you have a history of traffic violations
:
$30,000 bodily injury liability per person
$60,000 bodily injury liability per accident
$25,000 property damage liability per accident
Keep in mind that this type of policy follows the driver—not the car. If you borrow a friend’s car and are in an accident, their policy will pay out first. Then your non-owners policy will handle potential overages.
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