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When do you get a car title after paying off a loan?

When should I get my car title after finally finishing to pay off my loan? I want to sell my car, but I need the title first.

Liz Jenson · Updated on Nov 8, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

Congratulations on paying off your loan! Generally speaking, you can expect to get your car title via mail within 15 to 30 days after your final payment. If you’ve waited that long and still haven’t received your title, contact the DMV to make sure that the lender has been in touch.

Remember, some states require you to fill out paperwork before your lender can release you from the

lien

on your car. Call your local DMV and ask about post-loan title transfers in your state. They’ll tell you if there are any extra steps for you to take or if you just need to be patient.

When you sell your car, you should also take a moment to reassess your insurance policy with

. A licensed broker, the Jerry app can help you find and compare quotes from over 50 top providers in minutes. If you find a better rate, Jerry can help you buy your new coverage and even help cancel your old policy!

MORE:

How to transfer a car title when buying or selling

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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