PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How long does it take for speeding tickets to show up on your insurance?
I had a speeding ticket last week and I wanted to know, when will it impact my insurance policy? Do I need to tell my agent about the ticket or will the DMV let him know?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You will not need to notify your insurance company about any tickets you received. They will typically run motor vehicle reports on their customers every six to 12 months and update the policy accordingly.
If your policy has just renewed, then any impact the ticket has on the rate will probably happen at the next renewal, possibly up to a year later. The DMV doesn’t notify the insurance companies of any tickets; it is the insurance carrier’s responsibility to request updated driving information.
On average, you can expect your policy to increase around 25% at the renewal. This number is an estimate that can change based on factors like:
- Your prior driving record
- Where the ticket was issued
- How many miles over the speed limit
If you are unhappy with your premium once the policy renews, that means it is time to shop for a
cheaper insurance policy
. The easiest way to re-shop a policy is by comparing multiple insurance companies
simultaneously. Try using the
Jerry
app to help make insurance shopping easier. Jerry compares rates from 50+ top providers and brings the lowest available rates right to the app on your phone.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies