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What's the lowest interest rate I can get for a car loan?

I want to make sure that I don't overpay for a car loan. What's the lowest interest rate I can get?

Johnny Puckett · Updated on Mar 8, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

Interest rates fluctuate from time to time, but in general they usually start around two percent and go up from there, depending on the applicant’s credit and the lender. Some dealers run special financing promotions on occasion, where qualifying buyers could get zero percent financing.

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