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What's the difference between surrendering your license and it being suspended?
I have a medical condition that required me to surrender my license for a few years. Is this considered a license suspension? Is there a difference between a surrender or suspension?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The difference between surrendering your license and a suspension will depend on your state’s DMV. However, in most cases, surrendering a license is voluntary while a suspension is required by law.
A voluntary surrender is typically due to a medical condition or moving states. While your license is technically suspended when you surrender it, it doesn’t have the negative impact a license suspension has.
A license suspension is usually due to an excessive amount of tickets, violations, accidents, or driving uninsured.
Since these are all negative events, having a suspended license or prior suspension can also significantly impact your
car insurance
rate. While you should only need to take a test or speak with the DMV to get your license back after a voluntary surrender, more is required when it’s suspended. Many states require that drivers with suspended licenses carry
SR-22 car insurance
as well as paying a fee to get their license reinstated. If you’re unsure of your license status or need more clarification on your past surrender, you can reach out to the DMV directly or request a copy of your driving record.If you need to get new car insurance or SR-22 certification, sign up with the
Jerry
app. In just minutes, you can compare dozens of rates to find the best price possible for your car insurance needs.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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