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What's the difference between bodily injury protection and medical payments coverage?
Do I need to get MedPay if I have bodily injury? I live in South Carolina and I already have bodily injury protection through my coverage.
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“
Bodily injury liability
is one of the two main components of basic liability car insurance
, which is required in most states. Bodily injury covers medical costs associated with other parties in case of an accident.
Medical payment coverage
, or MedPay, is a supplemental type of insurance that covers injuries to you and your passengers. It can cover: - X-rays
- ambulance fees
- funeral expenses”
View full answer
- Gregory R.
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