PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What should you do if your uncle totals your truck?
I let my uncle borrow my truck to go camping and he totaled it. The driver of the other car was taken to the hospital in an ambulance. My uncle won’t tell me what happened, but the police impounded my truck. I think he must have been at fault. What do I need to do?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“First, call your insurance company. If you can’t get a copy of the police report, ask your insurance company to get it.
And call the police to find out how to get your truck released. Towing and storage are expensive and usually charged by the day. If you have
collision coverage
, it may help pay for the tow.The claim also needs to be reported to your uncle’s car insurance company (if he has one). It will also be reported to the other driver’s insurance company.
Your insurance claims adjuster will investigate the claim to determine liability (fault) and confirm coverage (what coverage on your policy will be applicable in this claim). Your insurance company will let you know all of this throughout the claims process.
You can ask your claims adjuster what your
liability coverage
limits are if you don’t know them already.
“View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies