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"What should I do after being denied an auto loan with a cosigner? "
"I applied for a car loan with my bank. I have a 680 credit score with minimal history, so I added my girlfriend as a cosigner. She has a 750 credit score and five years' worth of credit history.
The bank still denied me a loan. Where should I go from here?
"
Johnny Puckett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Lenders typically look at more than just your credit score and history. Your monthly income and your debt can also play a big role in the approval process.
That being said, if you were truly denied the
loan
based on your credit score and history, you should check with another lender or maybe even go straight to a dealership to see if they can get you financed. Just don’t take possession of a vehicle before the loan details are worked out, because that can often lead to trouble.
“View full answer
- Gregory R.
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