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What is the Farmers good driver discount?
I was looking at getting car insurance through Farmers, but the policy is expensive. I’ve had a clean driving record and saw the good driver discount—what is it?
Andrea Barrett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Farmers Insurance
offers a good driver (aka safe driver discount). To qualify for Farmers’ good driver discount, you must be accident- and violation-free for at least three years. During the three-year period, it’s okay if you were insured by another provider.
If you’ve gotten into an accident or have a ticket on your record, you must wait three years before you can qualify for the discount again. Accidents forgiven through Farmers’ accident forgiveness will still count against your good driver discount but won’t affect your base premium.
If you qualify for the good driver discount, your discount rate will vary based on your state. And even if you don’t qualify for Farmers’ good driver discount, there are plenty of other ways to save on your premium—for example, using
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Getting started is simple: download the app, enter your driving details, and scan the most competitive quotes. Once you pick a policy, Jerry will help you switch over and cancel your existing insurance.
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- Gregory R.
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