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What is the difference between uninsured motorist coverage and collision coverage?
"I was filling out an online form for insurance through GEICO and it wanted me to choose between uninsured motorist coverage and collision. What is the difference and why would it make do this?"
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“
Collision car insurance
and uninsured motorist coverage
are fairly different. Collision covers damages to your vehicle in the event of an accident, while uninsured motorist coverage is designed to protect you in case of getting in an accident with someone who doesn’t have insurance. If you’re confused about the online form or why the company is making you choose, it’s probably best to reach out to
GEICO
directly to ask about their requirements.”View full answer
- Gregory R.
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