PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What is the best way to haggle with car insurance companies?
Is there such a thing as price haggling with an insurance company? My friend keeps bragging about how she got such a great price with her insurance company. She said she haggled with them and threatened to cancel her policy.
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It is a common misconception that you can be haggle with insurance companies or they price match competitors.
Depending on how the conversation goes, it might feel true, but insurance companies legally can’t offer a discount to one person and not the other.
When a customer contacts their insurance agent and requests a lower
car insurance
premium, all agents do the same thing no matter what company they work for. They will:- Review the policy as a whole
- Check for any life changes that may help lower the rate
- Offer to reduce coverage to lower the premium
There may have been discounts available to your friend, like a telematics discount, that she wasn’t aware of yet. Or maybe her defensive driver discount expired, so the agent added it back on
Insurance commissioners heavily regulate insurance companies to make insurance pricing is as fair as possible. Discounts need to be available to every customer that qualifies for them.
If you are looking to lower your rate, get in touch with your agent and ask for a policy review. If your rate isn’t where you want it after, it is time to shop for a
cheaper insurance
policy!If you want to save money on car insurance, the
Jerry
app is a good place to start. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even help cancel your old policy.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies