PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What is the best way to document flood damage for insurance purposes?
How do flood insurance claims work? My property has experienced some flood damage, and I want to know how to document everything for my insurance claim.
Hana Sabah · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“We’re so sorry to hear about your property! To maximize your insurance claim after a flood, you need to document the damage in detail.
Here’s what to do:
- Take photos and videos and make a list of your affected property.
- Collect receipts of any items that were damaged or need replacement, such as appliances, clothing, furniture, and electronics. Take pictures of serial numbers, when possible. If you have warranties, keep those handy.
- Salvage what you can. Keep samples of ruined materials (wallpaper, upholsteries, windows, etc.) for your adjuster.
We hope once you’ve filed a claim with your
flood insurance
provider you’ll be on your way toward rebuilding ASAP. One last tip when sorting through your belongings: It’s important to isolate or throw out anything that could pose a health risk since the National Flood Insurance Program does not cover damages for mold. Removing these items will help stop mold from spreading.If you have questions about your specific flood insurance policy, your best bet is to reach out to your insurance company directly. And if you want to adjust your coverage or shop for a better rate, try using the
Jerry
app. Jerry compares rates from the top providers and delivers the best deals directly to your phone for free.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies