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What is the average cost of insurance for a 21-year-old?
I'm 21 and I have to get car insurance for the first time. I was previously on my parent's policy. How much can I expect to spend?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
That said, the average nationwide rate for an annual car insurance policy for a 21-year-old is $1,584.
However, every company looks at the factors above and possibly more, meaning you could have a different rate than someone who is the same age as you. However, since you are a less experienced driver, you can expect to spend more than someone older, as insurers see you as more of a risk. As you gain more experience and stay continuously insured, your rates should decrease over time as well
To determine your cost, request car insurance quotes from several companies through the
Jerry
app. By doing this, you’ll be able to see an average of how much you’ll spend based on your own factors and coverage you need.”View full answer
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