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What is snowbird car insurance?
I just bought a vacation house in Florida. My new neighbors told me I need to get snowbird car insurance for our car that I'm driving here. What is this and do I really need it?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you plan to spend your winter months driving in
Florida
and you’ll be spending more than 90 days there, your new neighbors are right: you need to purchase car insurance
. Snowbird is a term used for those who travel to Florida during the winter months. Snowbird car insurance is simply car insurance in the state of Florida. Spending 90 days, even non-consecutively, in Florida means you must register your car and meet Florida’s
car insurance minimum requirements
. You can drop your Florida insurance when you move back to your home state for the summer, but you’d have to re-register your vehicle and get a new insurance policy, depending on that state’s rules and requirements.
To avoid having to re-register your car every few months, consider keeping a car in Florida. When you leave for the summer, you can reduce your car insurance to the minimum required and increase coverage when you’re back in town.
If you’d like help shopping for low rates for car insurance in Florida, use the
Jerry
app. Jerry collects quotes from up to 50 top insurance providers and delivers the best deals to your phone in minutes for free.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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