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What is custom parts and equipment coverage?
I've heard Progressive offers custom parts and equipment coverage. What does this mean?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Custom parts and equipment coverage is a special type of insurance offered by many insurance companies, including
Progressive
. Custom parts and equipment coverage helps protect non-standard elements, or aftermarket accessories, on your vehicle. Aftermarket accessories may include:
- A stereo
- Navigation system
- Custom wheels
- Paint job
If you don’t have additional coverage for custom parts on your
car insurance
, your vehicle’s actual cash value wouldn’t include any custom parts or modifications.With custom parts and equipment coverage, your insurance will cover up to $5,000 in damage for custom parts and equipment if they are damaged in an accident.
If you can’t add custom parts and equipment coverage to your policy or you’d like to look at other options, use the
Jerry
app. Jerry finds the most affordable coverage and delivers the best deals to your phone in minutes for free.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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