What is a purge valve on a car?

I received a ticket two days ago for texting and driving in my hometown of Fresno. While I was in the wrong, I’m worried that the ticket is going to cause my car insurance rates to increase if it’s a moving violation. In California, is texting while driving considered a moving violation?

I see a lot of motorcyclists lane splitting—is that actually safe and allowed?

My car was hit while it was parked and the insurance company declared it a total loss. They want me to accept a settlement check for $2,000, but the cost to do the repairs is $2,700. How can I get the insurance company to pay enough to fix the car?