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What happens when your car is stolen without insurance?
My car got stolen while I was in class. What happens if your car is stolen and you don’t have insurance?
Holden Easterbrook · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Having your car stolen is a lot of things—traumatic, financially challenging, extremely inconvenient—but it doesn’t have to be the end of the world.
When your car is stolen without insurance, here’s what you should do:
- Call the police—Law enforcement is better equipped to handle car theft cases than you, and they may even be able to recover your vehicle. Just be sure to save a copy of the police report and answer all questions that they have.
- Contact your loan provider—If you took out a loan to purchase your vehicle, you need to inform the loan provider of the theft. They will be able to walk you through the next steps.
- Start finding alternative transportation—Whether it’s a friend, family member, or rideshare service, you’ll need transportation while you find a more permanent solution to your current situation.
At the end of the day, just remember that you will be able to get through this. It won’t be easy. It won’t be fun. However, it is a manageable situation.
In fact, you can get ahead of the problem by finding a new insurance policy with
more coverage
and lower rates with Jerry
.Jerry is a licensed car insurance broker and super app that can help you save an average of $887 every year on your insurance expenses. It does this by scanning quotes from more than 50 insurance companies and delivering the best deals straight to you in less than two minutes!
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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